The Ultimate Black-Owned Bank Guide: Find One Near You Now!

Check out our comprehensive, state by state list of Black-Owned Banks online and near you. If we miss any, be sure to mention them in the comments.

Greenwood (All States/Online)

   Named after Tulsa’s historic Black Wall Street, Greenwood was founded by Andrew Young, Michael “Killer Mike” Render, and Ryan Glover. It aims to empower Black communities through digital banking, promoting economic equality and community support with a focus on financial literacy and charitable initiatives. It’s one of several black-owned banks with online banking.

http://gogreenwood.com 

Mobility Capital Finance aka MoCAFi (All States/Online)

  MoCaFi, short for Mobility Capital Finance, is another innovative player in the realm of online Black-owned banks. Founded by Wole Coaxum, a former JPMorgan Chase executive, MoCaFi is dedicated to addressing the financial needs of underserved communities through accessible and affordable online banking solutions. 

OneUnited Bank (All States/Online)

  OneUnited Bank, established in 1968, is the largest Black-owned bank in the U.S. It offers comprehensive online banking services, promotes financial literacy, and supports social justice initiatives. OneUnited is dedicated to empowering Black communities and fostering economic growth through innovative financial solutions. Its one of several well known black-owned banks.

Alamerica Bank (Alabama)

 Alamerica Bank, based in Birmingham, Alabama, sets itself apart with a strong emphasis on personal service and local economic development. Unlike other Black-owned banks, Alamerica focuses on customized financial solutions and community-centric initiatives to support both individuals and businesses in achieving financial success. 

Citizens Trust Bank (Alabama)

 Citizens Trust Bank, founded in 1921, is a Black-owned institution dedicated to providing a wide range of financial services. With a strong commitment to community development and economic empowerment, the bank supports individuals and businesses, helping to foster economic growth and financial stability within underserved communities. 

Commonwealth National Bank (Alabama)

 Commonwealth National Bank, based in Mobile, Alabama, distinguishes itself with deep community roots and personalized financial solutions. Unlike other Black-owned banks, it focuses on tailored services that address the specific needs of its local customers, fostering economic growth and financial stability within its community. 

Hope Credit Union (Arkansas)

 Hope Credit Union in Arkansas differentiates itself by providing affordable financial services and loans to underserved communities. Its mission-driven focus on economic empowerment, coupled with community development initiatives, sets it apart from other Black-owned banks, fostering financial inclusion and stability for its members. 

Broadway Federal Bank (California)

 Broadway Federal Bank, based in Los Angeles, stands out among Black-owned banks for its longstanding commitment to serving underserved urban communities. It specializes in providing affordable housing loans and tailored financial solutions, fostering economic development and stability within the neighborhoods it serves. 

Phi Beta Sigma Federal Credit Union (Washington, DC)

 Phi Beta Sigma Federal Credit Union, founded by the Phi Beta Sigma fraternity, uniquely serves its members with tailored financial products. Its strong fraternal backing and focus on member education and empowerment set it apart from other Black-owned banks, promoting financial literacy and community support. 

Howard University Employees Federal Credit Union Washington, DC)

Howard University Employees Federal Credit Union stands out by exclusively serving the Howard University community. It offers tailored financial services and educational programs to university employees and their families, emphasizing personalized support and financial literacy, setting it apart from other Black-owned banks. 

City First Bank (Washington, DC)

 City First Bank, based in Washington, D.C., distinguishes itself through its strong focus on social impact lending. As a community development financial institution, it prioritizes affordable housing, small business support, and nonprofit financing, driving economic growth and stability in underserved urban areas, setting it apart from other Black-owned banks. 

FAMU Federal Credit Union (Florida)

  FAMU Federal Credit Union uniquely serves the Florida A&M University community, offering tailored financial services to students, alumni, and employees. Its close ties to the university and focus on financial education and empowerment distinguish it from other Black-owned banks, fostering financial well-being within the academic community. 

Carver State Bank (Georgia)

 Carver State Bank, based in Savannah, Georgia, stands out for its deep historical roots and unwavering commitment to community development. Established in 1927, it provides personalized financial services and support to underserved populations, promoting economic empowerment and stability, setting it apart from other Black-owned banks. 

Omega Psi Phi Federal Credit Union (Georgia)

 Omega Psi Phi Federal Credit Union, founded by the Omega Psi Phi fraternity, uniquely caters to its fraternity members and their families. It offers specialized financial products and services, emphasizing member education and empowerment, distinguishing itself from other Black-owned banks through its fraternal support and community-focused approach. 

GN Bank (Illinois)

 GN Bank, based in Chicago, stands out with its long history of serving diverse communities since 1934. It focuses on providing accessible and inclusive financial services, with a strong commitment to community development and economic empowerment, setting it apart from other Black-owned banks. 

Mount Zion Indianapolis Credit Union (Indiana)

 Mount Zion Indianapolis Credit Union, associated with Mount Zion Baptist Church, offers personalized financial services to its members. Its strong community ties and focus on financial literacy and support distinguish it from other Black-owned banks, promoting economic empowerment within its congregation and local community. 

Liberty Bank (Kansas)

 Liberty Bank, founded in 1972 in New Orleans, stands out as one of the largest Black-owned banks in the U.S. Its extensive network and commitment to community reinvestment and affordable housing initiatives set it apart, driving economic growth and stability in underserved communities. 

Liberty Bank (Kentucky)

 Liberty Bank, founded in 1972 in New Orleans, stands out as one of the largest Black-owned banks in the U.S. Its extensive network and commitment to community reinvestment and affordable housing initiatives set it apart, driving economic growth and stability in underserved communities. 

Southern Teachers & Parents Federal Credit Union (Louisiana)

 Southern Teachers and Parents Federal Credit Union uniquely serves educators and parents, providing tailored financial services to support their specific needs. Its strong focus on member education, personalized service, and community involvement distinguishes it from other Black-owned banks, fostering financial stability and empowerment within the educational community. 

Harbor Bank of Maryland (Maryland)

 Harbor Bank of Maryland, established in 1982, distinguishes itself through its comprehensive range of financial services and strong commitment to community development. As a CDFI, it focuses on supporting local businesses and economic revitalization in underserved areas, setting it apart from other Black-owned banks. 

Municipal Employees Credit Union of Baltimore (Maryland)

Municipal Employees Credit Union of Baltimore (MECU) stands out by exclusively serving municipal employees and their families. It offers tailored financial services, competitive rates, and strong community support, fostering financial wellness and stability among Baltimore’s public servants, distinguishing it from other Black-owned banks. 

Andrews Federal Credit Union (Maryland)

 Andrews Federal Credit Union, serving military and civilian personnel globally, distinguishes itself with a focus on providing financial services tailored to the unique needs of military families. Its commitment to supporting the military community, both domestically and abroad, sets it apart from other Black-owned banks. 

Democracy Federal Credit Union (Maryland)

 Democracy Federal Credit Union, based in Alexandria, Virginia, uniquely serves federal employees and their families. It offers tailored financial solutions, competitive rates, and dedicated member services, emphasizing financial literacy and empowerment. This focus on federal employees and personalized support sets it apart from other Black-owned banks. 

Industrial Bank (Maryland)

 Industrial Bank, established in 1934, is one of the oldest Black-owned banks in the U.S. It stands out for its strong commitment to community development, offering tailored financial services and support for local businesses, fostering economic growth and stability in underserved urban areas. 

OneUnited Bank (Massachusetts)

OneUnited Bank, established in 1968, is the largest Black-owned bank in the U.S. It offers comprehensive online banking services, promotes financial literacy, and supports social justice initiatives. OneUnited is dedicated to empowering Black communities and fostering economic growth through innovative financial solutions. Its one of several well known black-owned banks.

First Independence Bank (Michigan)

 First Independence Bank, based in Detroit, sets itself apart as a Black-owned bank with a strong focus on financial literacy and community reinvestment. It provides tailored financial services and support for local businesses, fostering economic empowerment and stability in underserved communities. 

Liberty Bank (Michigan)

Liberty Bank, founded in 1972 in New Orleans, stands out as one of the largest Black-owned banks in the U.S. Its extensive network and commitment to community reinvestment and affordable housing initiatives set it apart, driving economic growth and stability in underserved communities. 

First Independence Bank (Minnesota)

Liberty Bank, founded in 1972 in New Orleans, stands out as one of the largest Black-owned banks in the U.S. Its extensive network and commitment to community reinvestment and affordable housing initiatives set it apart, driving economic growth and stability in underserved communities. 

Jackson Area Federal Credit Union (Mississippi)

 Jackson Area Federal Credit Union, based in Mississippi, distinguishes itself by offering personalized financial services exclusively to its members, including educators and government employees. Its strong community ties and focus on financial education and empowerment set it apart from other Black-owned banks, promoting local economic growth and stability. 

Hope Credit Union (Mississippi)

 Hope Credit Union, based in Jackson, Mississippi, stands out for its mission-driven focus on economic empowerment and social justice. Unlike other Black-owned banks, it provides affordable financial services and loans specifically to underserved communities, fostering long-term economic stability and development throughout the Deep South. 

Liberty Bank (Mississippi)

Liberty Bank, founded in 1972 in New Orleans, stands out as one of the largest Black-owned banks in the U.S. Its extensive network and commitment to community reinvestment and affordable housing initiatives set it apart, driving economic growth and stability in underserved communities. 

St. Louis Community Credit Union (Missouri)

St. Louis Community Credit Union sets itself apart with a strong commitment to financial inclusion and community development. It offers affordable financial services and educational programs tailored to underserved communities, promoting economic empowerment and stability, distinguishing it from other Black-owned banks. 

City First Bank (Montana)

 City First Bank, based in Washington, D.C., distinguishes itself through its strong focus on social impact lending. As a community development financial institution, it prioritizes affordable housing, small business support, and nonprofit financing, driving economic growth and stability in underserved urban areas, setting it apart from other Black-owned banks. 

Messiah Baptist Church Federal Credit Union (New Jersey)

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Andrews Federal Credit Union (New Jersey)

 Andrews Federal Credit Union, serving military and civilian personnel globally, distinguishes itself with a focus on providing financial services tailored to the unique needs of military families. Its commitment to supporting the military community, both domestically and abroad, sets it apart from other Black-owned banks. 

Industrial Bank (New Jersey)

Industrial Bank, established in 1934, is one of the oldest Black-owned banks in the U.S. It stands out for its strong commitment to community development, offering tailored financial services and support for local businesses, fostering economic growth and stability in underserved urban areas. 

Carver Federal Savings Bank (New York)

 Carver Federal Savings Bank, headquartered in Harlem, distinguishes itself as one of the largest Black-owned banks in the U.S. Its strong focus on community reinvestment, affordable housing, and small business support sets it apart, driving economic growth and stability in underserved urban communities. 

Urban Upbound Federal Credit Union (New York)

 Urban Upbound Federal Credit Union, based in Queens, New York, uniquely serves public housing residents. It stands out for its focus on financial empowerment and community development, offering tailored financial services and educational programs to help residents achieve economic self-sufficiency and stability. 

Industrial Bank (New York)

 Industrial Bank, established in 1934, is one of the oldest Black-owned banks in the U.S. It stands out for its strong commitment to community development, offering tailored financial services and support for local businesses, fostering economic growth and stability in underserved urban areas. 

Mechanics and Farmers Bank (North Carolina)

 Mechanics and Farmers Bank, established in 1907 in North Carolina, distinguishes itself as one of the oldest Black-owned banks in the U.S. It offers a strong focus on personalized customer service and community investment, promoting economic growth and financial stability in historically underserved communities. 

Greater Kinston Credit Union (North Carolina)

 Greater Kinston Credit Union, based in North Carolina, sets itself apart by providing tailored financial services to underserved rural communities. Its emphasis on member education, personalized service, and community development initiatives promotes economic empowerment and financial stability, distinguishing it from other Black-owned banks. 

Adelphi Bank (Ohio)

 Adelphi Bank, based in Ohio, stands out with its strong focus on technological innovation and financial inclusion. It offers cutting-edge digital banking services tailored to underserved communities, promoting economic empowerment and accessibility, setting it apart from other Black-owned banks. 

Toledo Metro Credit Union (Ohio)

 Toledo Metro Federal Credit Union distinguishes itself by serving the specific needs of Toledo’s diverse community. Its focus on personalized financial services, community engagement, and financial education programs promotes economic stability and empowerment, setting it apart from other Black-owned banks. 

Toledo Urban Federal Credit Union (Ohio)

 Toledo Urban Federal Credit Union stands out by focusing on the financial needs of urban communities in Toledo. It offers tailored financial services, educational programs, and community initiatives designed to empower residents and promote economic stability, setting it apart from other Black-owned banks. 

First Security Bank and Trust Company (Oklahoma)

 First Security Bank and Trust Company, based in Oklahoma, distinguishes itself with a strong commitment to agricultural and rural community banking. It offers specialized financial services tailored to the unique needs of farmers and rural businesses, promoting economic growth and stability, setting it apart from other Black-owned banks. 

United Bank of Philadelphia (Pennsylvania)

 United Bank of Philadelphia sets itself apart by focusing on economic development and financial inclusion within the city’s diverse communities. It offers tailored financial services and supports local businesses and nonprofits, promoting economic empowerment and stability in historically underserved areas, distinguishing it from other Black-owned banks. 

Hill District Federal Credit Union (Pennsylvania)

 Hill District Federal Credit Union, based in Pittsburgh, uniquely serves the Hill District community with personalized financial services. Its strong emphasis on financial education, community development, and member-focused support sets it apart from other Black-owned banks, fostering economic empowerment and stability within the local neighborhood. 

Optus Bank (South Carolina)

 Optus Bank, headquartered in Columbia, South Carolina, stands out for its mission-driven focus on closing the wealth gap. It offers innovative financial solutions and community investment programs, prioritizing economic inclusion and empowerment, which sets it apart from other Black-owned banks. 

Palmetto Health Credit Union (South Carolina)

 Palmetto Health Credit Union, based in South Carolina, uniquely serves healthcare professionals and their families. Its focus on providing tailored financial services, competitive rates, and financial wellness programs to healthcare workers distinguishes it from other Black-owned banks, promoting financial stability within the medical community. 

Brookland Federal Credit Union (South Carolina)

 Brookland Federal Credit Union, based in South Carolina, uniquely serves the Brookland Baptist Church community. Its strong emphasis on personalized financial services, member education, and community support sets it apart from other Black-owned banks, fostering economic empowerment and financial stability within its faith-based membership. 

Citizens Bank (Tennessee)

Citizens Bank in Tennessee stands out as one of the oldest continuously operated Black-owned banks in the U.S. Its deep commitment to community development, personalized customer service, and tailored financial products for underserved populations distinguishes it from other Black-owned banks, promoting economic growth and stability. 

Hope Credit Union (Tennessee)

Hope Credit Union, based in Jackson, Mississippi, stands out for its mission-driven focus on economic empowerment and social justice. Unlike other Black-owned banks, it provides affordable financial services and loans specifically to underserved communities, fostering long-term economic stability and development throughout the Deep South. 

Liberty Credit Union (Tennessee)

 Liberty Credit Union distinguishes itself by providing tailored financial services to the African American community in Mississippi. Its focus on financial education, community empowerment, and personalized member support sets it apart from other Black-owned banks, promoting economic stability and growth within underserved areas. 

Unity National Bank (Texas)

 Unity National Bank, headquartered in Houston, Texas, distinguishes itself as the only Black-owned national bank in Texas. Its strong focus on providing accessible financial services, supporting small businesses, and promoting economic development in underserved communities sets it apart from other Black-owned banks. 

Faith Cooperative Credit Union (Texas)

Faith Cooperative Credit Union stands out by serving faith-based communities with personalized financial services. Its unique focus on financial literacy, member education, and community support distinguishes it from other Black-owned banks, fostering economic empowerment and stability within its faith-based membership. 

Mount Olive Baptist Church Federal Credit Union (Texas)

Mount Olive Baptist Church Federal Credit Union uniquely serves its church congregation with customized financial services. Its strong emphasis on financial literacy, community support, and faith-based values sets it apart from other Black-owned banks, promoting economic empowerment and stability within its dedicated membership. 

Oak Cliff Christian Federal Credit Union (Texas)

Oak Cliff Christian Federal Credit Union, based in Texas, stands out by serving its church community with personalized financial services. Its strong emphasis on faith-based financial education, community support, and tailored member services distinguishes it from other Black-owned banks, promoting economic stability and empowerment within its congregation. 

Virginia State University Federal Credit Union (Virginia)

Virginia State University Federal Credit Union uniquely serves the VSU community, offering tailored financial services to students, alumni, and employees. Its strong focus on financial education, campus involvement, and personalized member support distinguishes it from other Black-owned banks, promoting economic empowerment and stability within the university community. 

Andrews Federal Credit Union (Virginia)

Andrews Federal Credit Union, serving military and civilian personnel globally, distinguishes itself with a focus on providing financial services tailored to the unique needs of military families. Its commitment to supporting the military community, both domestically and abroad, sets it apart from other Black-owned banks. 

Democracy Federal Credit Union (Virginia)

Democracy Federal Credit Union, based in Alexandria, Virginia, uniquely serves federal employees and their families. It stands out for its tailored financial solutions, competitive rates, and dedicated member services, emphasizing financial literacy and empowerment, setting it apart from other Black-owned banks. 

Transit Employees Federal Credit Union (Virginia)

Transit Employees Federal Credit Union, based in Washington, D.C., serves transit workers and their families. It distinguishes itself with specialized financial services tailored to the unique needs of transportation employees, emphasizing financial education and member support, setting it apart from other Black-owned banks. 

Columbia Savings and Loan Association (Wisconsin)

Columbia Savings and Loan Association, based in Milwaukee, stands out for its historic commitment to homeownership and community development. As one of the oldest Black-owned financial institutions, it offers tailored mortgage services and financial support, promoting economic empowerment and stability in underserved communities.